fffffffffffuuuuuuuuu

[maevele]

fuckers.

as of today, when I called to say we have a co-signer, the guy at the property office says actually upon reviewing our application, it's going to be denied no matter what because I have no actual credit score. WHICH IS BECAUSE I HAVE BEEN HOME WITH KIDS WITH NO BILLS IN MY NAME FO LIKE EVER NOW.

but yeah, even with z's boss as a cosigner. Now I get to go behind the management company's back and talk direct to the property owner.

Comments

[wrdnrd]

THAT IS BULLSHIT. What fucking year is it??? Fight fight fight fight!!!

[maevele]

I just talked to the woman who had told us we had it, and we're fucked. It's "policy" because I have a blank credit report now. It's cool, I just found a place for the same price just down the road from whee we are now, but only a block from the school playground that backs on the nature preserve, and its private owned, no corporate policy to fuck me, so fuck them.

[zillah975]

*hugs you madly* I hope this one gives you no trouble whatsoever.

[emceeaich]

I can just see it. In the future, we'll be stopped and detained by the police for not having a public facebook profile...

[maevele]

I actually asked, stunned, several times, "so, you can DO this? like, you never rent to people where one parent has been at home for years?" and the woman was like, "I'm sorry. Usually they have some credit record. You should get some of your household bills put in your name."

[norabombay]

So you know, this is awful, but the woman is right in one sense: You should have a bill or two put in your name, because god forbid something happen to Z- you would be FUCKED if left without a credit record of some sort.

I used to work in the mortgage industry (long long story), and this is something that is just a good idea for the future. Put the electric bill or the heat bill or SOMETHING in your name and your name only. You need to have a record of some sort.

Best case scenario- it doesn't matter in the least. Worst case scenario, the Flu Plague of 2020 results in everyone being hit by a bus- you have a paper trail.

[pantryslut.livejournal.com]

Aw, shit. Good luck, my fingers are crossed for you.

[maevele.livejournal.com]

no dice. they are a pile of assholes. Looking at a place tonight that sounds just as good, but is in town, just 8 blocks down the road from where we are now. Still 3 br, garage and basement, etc etc just without the small town charm, or the inconvenience of being 20 minutes out of town.